With this option, customers can split their purchases into manageable parts over several months, whether they are upgrading to new tech or shopping for everyday essentials. It helps them stay in control of their finances and make the purchases they need without additional fees.

It’s another step towards giving customers more flexibility and supporting them in reaching what matters to them,” noted representatives of Raiffeisen Processing Centre.
The IBA Group team first implemented this option in 2025 for Raiffeisen Bank Kosovo customers. During this time, it successfully proved itself and therefore was expanded to other regions.
RaiPOS is powered by the SoftPOS by IBA Group service, which allows a smartphone to be used as a payment terminal. Today, RaiPOS is successfully running in Albania, Hungary, Kosovo, Romania, Serbia, Slovakia, Croatia, and Ukraine.