PCI CPoC is a new standard for contactless payments using mobile devices. It was developed in December 2019 as a result of rapid evolution of this type of payment transactions. The standard and its associated validation program provide sellers with reliable contactless payment solutions designed and tested to protect payment data.
The standard includes requirements for COTS payment acceptance devices and their testing, software, backend systems for payment transactions and monitoring their integrity.
Payment solutions that replace conventional teller terminals have been rapidly developing in recent years. When using such solutions, no additional equipment is required other than the mobile device itself.